If you’re near Union, New Jersey and on the hunt for a new Toyota vehicle, make Autoland Toyota your first and final visit. Thanks to our auto financing experts, buying or leasing from us is a stress-free walk in the park. We’ll work with your credit history and assess your trade-in value to make sure we get you into the right car at the right price. At Autoland Toyota, we’ll help you make the most of our Toyota-dealership incentives like low loan rates, repair financing, and no credit or bad credit financing. The only thing you have to lose are dollars off the final price of your next Toyota vehicle. Stop by our convenient location today to speak with a member of our Toyota financing team!

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Finance Department

The Basic Components of an Auto Loan from Autoland Toyota

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Toyota Model to Buy
Springfield, NJ | Newark, NJ | Union, NJ

The Toyota lineup at Autoland Toyota near Union, NJ has plenty to love, starting with the versatile Toyota Camry, an ideal commuter vehicle to get you from A to B in style and comfort, without sacrificing efficiency. For a little extra space, we recommend the powerful Toyota Highlander, a robust SUV built for road trips and adventures both on the road and off it. Finally, there’s the Toyota Tacoma, a powerful pickup truck ideal for the modern driver in need of a reliable vehicle to haul the occasional load across town. Learn more about every one of our stellar cars and see if you’re pre-approved for financing by reaching out to the team at Autoland Toyota.

How to Apply for Toyota Financing at Autoland Toyota

Apply for financing today by contacting Autoland Toyota near Union, NJ! Whether you plan on taking advantage of one of our competitive Toyota financing specials or low-rate auto loans, we can help. We'll also help you value your trade-in vehicle, estimate your monthly car payments, and more! Our team is excited to get started and help you take advantage of each one of our savings opportunities.

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Dealership Hours
Mon - Fri7:00am - 7:00pm
Saturday7:00am - 5:00pm
Sunday8:00am - 4:00pm